Excavation for the Independent Subway System (IND) tracks at Schermerhorn Street, east of Smith Street, June 1, 1929. The newly-completed Williamsburgh Savings Bank Tower is visible in the background.

The IND broke ground on the Fulton Street line (today’s A/C) in April, 1929, and commenced cut-and-cover excavations shortly thereafter. Construction for the Hoyt-Schermerhorn Streets station, a six-track junction with the planned IND Crosstown line, required the demolition of buildings along the south side of Schermerhorn Street (at right).